If you choose to stay at a 4-star hotel in Santa Cruz Islands, you'll typically find lots of amenities to keep you comfortable, such as a gym, restaurant and pool. You can look forward to top-quality service and upscale accommodations. Pick a 5-star hotel and you'll get a few more bells and whistles — think on-site spas, concierge assistance and nightly turndown services. You're likely to get more amenities and exclusive services at a 5-star retreat, though both are great options for luxury travelers.