The most obvious difference between a 3- and 4-star hotel in Toto will be the quality of service and access to creature comforts. Three-star hotels are typically more pocket-friendly and include the amenities and services you need for your comfort, such as a gym, breakfast and WiFi. You can expect a little bit more at a 4-star hotel — think upscale décor, premium toiletries and perks like spa and wellness centers.